2017-03-28

Credit Card Identity Theft Is More Rampant Than You Think

Actually it is not so difficult to steal your financial and personal information with credit card identity theft. It is sweeping across the world and as you read this, robbers are robbing people of their data and then their money. And so, information on the subject has become very important. But the good news is, if you follow a few simple credit card security guidelines, you can reduce the risk of someone stealing your card number to a great extent. The risk begins with a transaction online, which is very common today what with online stock market trading, bill payments, banking and of course Internet shopping. Credit card information is everywhere and so the thieves are having a good time. Though many websites have their own security systems to stop credit card identity theft, you need to be aware that such measures may not be enough. And so you need to be careful as well and take appropriate steps to prevent credit card identity theft and your information getting into the wrong hands.


Your Information Is Your Property - Keep It Private


Begin by creating a list and keeping it safely in your home. How many credit cards do you have, what are your credit card numbers, all the fraud emergency numbers listed on the back… the list should contain all this data. This will enable you to respond quickly when the theft is realized. The next step would be to restrict your credit card purchases online to vendors and companies that you know and trust. If it looks like a small, or family owned business, perhaps consider sending a money order for your purchase of the goods. The final of the three easiest steps to take in protecting yourself from credit card identity theft is smart password management. Most people, as dangerous as it sounds, have the same password for all of their online activities. This is an overlooked and dangerous risk that leaves you open to credit card identity theft.


The best protection against credit card identity theft is your password that you use to deal with banks and others. So you should make a list of all the passwords that you use for personal information and online financial logins. Ideally, do not keep this list in the computer, keep it on paper, maybe a diary. Try to keep the passwords different for various dealings so that even if something bad happens to one account, your other accounts are still protected as you fight the case. It is an ideal situation of ‘never keeping all your eggs in one basket’. And remember, credit card identity theft is a reality. It is happening to many, and you are not an exception. You may be the next target. So first protect yourself and then you will have the confidence to challenge credit card identity theft.